.home-header{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:22px max(5vw,20px);background:#fff;border-bottom:1px solid #dce5ee}
.home-brand{display:flex;align-items:center;gap:10px;text-decoration:none;font-size:21px;font-weight:750;color:#143d71}
.home-brand small{display:block;font-size:12px;font-weight:450}
.home-brand .brand-mark{display:grid;place-items:center;background:#143d71;color:#fff;width:42px;height:42px;border-radius:50%}
.back-link{font-size:13px;font-weight:650;color:#245b9f;text-decoration:none}
.home-main{max-width:1200px;padding:56px 24px;margin:auto}
.home-intro{max-width:820px;margin-bottom:38px}
.home-intro h1,.product-hero h1{font-size:clamp(39px,5vw,64px);line-height:1.04;letter-spacing:-2.2px;margin:15px 0 22px;color:#102b4b}
.home-intro p,.hero-lead{font-size:19px;line-height:1.65;color:#506580;max-width:760px}
.split-home{padding-top:68px}
.split-intro{margin-bottom:46px}
.product-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.product-card{position:relative;display:flex;flex-direction:column;align-items:flex-start;min-height:430px;padding:38px;border:1px solid #cfdaea;border-radius:16px;background:#fff;overflow:hidden}
.product-card-private{border-top:5px solid #147a69}
.product-card-professional{border-top:5px solid #245b9f}
.product-number{position:absolute;right:24px;top:18px;font-size:70px;font-weight:800;color:#edf2f7;line-height:1}
.product-card .eyebrow{position:relative;margin:0}
.product-card h2{position:relative;font-size:31px;margin:13px 0 12px;color:#153c68}
.product-card>p:not(.eyebrow){color:#506580;line-height:1.65;max-width:480px}
.product-card ul{padding-left:19px;color:#3d5875;line-height:1.7;margin-bottom:28px}
.product-link{display:inline-block;margin-top:auto;color:#fff;text-decoration:none;padding:13px 20px}
.separation-note{display:grid;grid-template-columns:1fr 1fr;gap:40px;margin-top:62px;padding:38px 0;border-top:1px solid #d5dfe9}
.separation-note h2{font-size:27px;margin:10px 0}
.separation-note>p{color:#506580;line-height:1.7;margin:22px 0 0}
.product-page{padding-top:48px}
.product-hero{display:grid;grid-template-columns:minmax(0,1.55fr) minmax(300px,.75fr);gap:48px;align-items:center}
.product-hero h1{font-size:clamp(42px,5vw,66px);max-width:800px}
.private-hero .eyebrow{color:#176f61}
.hero-points{display:flex;flex-wrap:wrap;gap:9px;margin-top:28px}
.hero-points span{background:#edf4fb;border:1px solid #d4e1ef;border-radius:100px;padding:8px 12px;color:#355573;font-size:12px;font-weight:650}
.private-hero .hero-points span{background:#edf7f4;border-color:#cfe6df;color:#286455}
.news-card{background:#fff;border:1px solid #d8e4ed;border-radius:15px;padding:30px;box-shadow:0 18px 45px rgba(19,54,91,.08)}
.news-card h2{font-size:25px;line-height:1.25;color:#173e69;margin:18px 0 12px}
.news-card p{color:#506580;line-height:1.65}
.professional-card{border-top:4px solid #245b9f}
.status-pill{font-size:10px;letter-spacing:.4px;text-transform:uppercase;background:#e5f3ed;color:#27664c;padding:6px 9px;border-radius:4px}
.entry-card{display:grid;grid-template-columns:1fr 360px;gap:34px;align-items:center;margin-top:50px;padding:30px;background:#fff;border:1px solid #d6e1ec;border-radius:13px}
fieldset{border:0;padding:0;margin:0}
legend{font-size:15px;font-weight:700;margin-bottom:15px;color:#173e69}
.scheme-grid{display:flex;gap:12px;flex-wrap:wrap}
.scheme-grid label{display:flex;align-items:center;gap:9px;border:1px solid #cfdcea;border-radius:8px;background:#fff;padding:13px 17px;cursor:pointer;font-size:14px}
.scheme-grid input{width:17px;min-height:17px;height:17px;margin:0;accent-color:#146ad3}
.scheme-grid label:has(input:checked){border-color:#146ad3;background:#edf4ff}
.entry-submit{text-align:right}
.entry-submit p{font-size:12px;color:#506580;min-height:18px}
.entry-submit button{padding:13px 25px;font-size:15px}
.explanation-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:34px}
.explanation-grid article{padding:24px;border-top:1px solid #cfdbea}
.explanation-grid article>span{font-size:12px;font-weight:800;color:#6b8299}
.explanation-grid h3{font-size:17px;color:#173e69;margin:12px 0 8px}
.explanation-grid p{font-size:13px;color:#61768b;line-height:1.6}
.home-footer{padding:22px 5vw;background:#102b4b;color:#bfd0e6;display:flex;justify-content:space-between;gap:20px;font-size:11px}
@media(max-width:800px){
 .home-header{padding:17px 20px}.home-header .badge{display:none}.home-brand{font-size:18px}.home-brand .brand-mark{width:38px;height:38px}
 .home-main{padding:38px 19px}.split-home{padding-top:43px}
 .home-intro h1,.product-hero h1{letter-spacing:-1.4px}
 .product-grid,.product-hero,.entry-card,.explanation-grid,.separation-note{grid-template-columns:1fr}
 .product-card{min-height:0;padding:29px 25px}.product-number{font-size:54px}
 .product-hero{gap:25px}.news-card{padding:24px}
 .entry-card{gap:18px;margin-top:32px;padding:23px}.entry-submit{text-align:left}
 .scheme-grid{display:grid;grid-template-columns:1fr}.scheme-grid label{width:100%}
 .explanation-grid{gap:5px}.home-footer{flex-direction:column}
}

.private-disclaimer{margin:24px 0;padding:22px 26px;background:#eef7f4;border:1px solid #bedbd2;border-left:5px solid #147a69;border-radius:10px;color:#183b36;line-height:1.55}
.private-disclaimer h2{font-size:20px;line-height:1.25;margin:0 0 8px;color:#123f38}
.private-disclaimer p{font-size:14px;margin:8px 0}
.private-disclaimer p:last-child{margin-bottom:0}
.private-disclaimer .privacy-note{border-top:1px solid #bedbd2;padding-top:12px;margin-top:14px}
.landing-disclaimer{margin-top:25px}
.private-case-name{display:block;margin-top:6px;padding:9px 11px;background:#e8f5f0;border-radius:6px;color:#124c40;font-size:14px;line-height:1.35}
@media(max-width:800px){.private-disclaimer{padding:18px 20px}}


.firm-home-link{font-size:13px;font-weight:700;color:#174875;text-align:right;text-decoration:underline;text-underline-offset:3px}
.home-footer-private{text-align:right}
.home-footer-private a{color:#fff;text-decoration:underline;text-underline-offset:3px}
@media(max-width:800px){.firm-home-link{max-width:155px;font-size:11px}.home-footer-private{text-align:left}}
#new-private-calculation{margin-right:10px;background:#fff;color:#174875;border:1px solid #b9cce1}@media(max-width:760px){#new-private-calculation{margin-bottom:10px}}